Investment properties only
Financing for Your Next Investment Property. Get a Quote Within 24 Hours.
Send your deal for a fast, personalized financing quote. It takes about 3 minutes.
- Terms in writing within 24 hours, with fees itemized.
- Up to 90% of purchase and 100% of rehab, within 75% of after-repair value.
- Close in as little as 5 business days once your file is complete.
Prefer to talk? Call (714) 696-6915
- Loans Funded Since 2016
- 6,250+
- Total Originations
- $3.6+ Billion
- Licensed States + DC
- 42+
As of October 2026. Total originations is total principal funded since 2016.
Why investors choose Quanta
Financing Built for the Way Flips Actually Run.
Terms in writing within 24 hours.
No waiting a week to find out whether the deal pencils. Send the details and get indicative terms the next day.
Up to 90% of purchase, 100% of rehab.
Keep your cash for the next deal. Total loan stays within 75% of after-repair value.
Close in as little as 5 business days.
Fast enough to compete with cash offers once your file is complete.
Digital inspections and quick draws.
Rehab funds are released in draws after work is inspected, so your contractor isn't left waiting on paperwork.
One rep from quote to payoff.
The person who quotes your deal stays with it through closing and draws. You don't get handed off.
Interest-only, 6 to 18 months.
Lower payments while you renovate and sell or refinance.
Illustrative Example
What Would You Bring to Closing?
Most lenders lead with a rate. What decides whether the deal works is how much cash you need. Here's how Quanta's typical leverage plays out on a sample flip:
Get the Real Numbers on My DealSample flip: cash needed at closing
- Purchase price
- $300,000
- Rehab budget
- $60,000
- After-repair value (ARV)
- $480,000
- Loan: 90% of purchase ($270,000) + 100% of rehab ($60,000)
- $330,000
75% ARV cap ($360,000), so the loan fits under it
+ closing costs and fees
Illustrative only. Not a quote or an offer. Your actual leverage, rate and fees depend on the property, appraisal, experience and underwriting. Rehab money is paid out in draws after inspections, so plan cash to cover work between draws.
How it works
From Details to Closing in Three Steps.
Send us the details
About 3 minutes
Tell us about the property and your plans in the short form.
Get indicative terms
Within 24 hours
A loan specialist reviews the deal and sends terms, with fees itemized.
Close
In as little as 5 business days
Once your documents and appraisal are in. Then draws fund the rehab as work is completed.
Investors Come Back for the Next Deal.
Client relationships come first at Quanta Finance. Hear directly from investors about their experience working with us.
I’ve worked with Michael from Quanta Finance multiple times now, and every experience has been outstanding. As a repeat client, I’ve come to truly appreciate their consistency, professionalism, and personalized approach. They’ve made each process smooth, transparent, and efficient, which is why I keep coming back.
Thuy LInvestor Quanta Finance is my favorite lender. Everyone is always available to help, the draw process is the best in the industry, and they really take the time to build a foundation with the individual. I have worked with Tara and Jason on my last five properties, and they've been amazing!
Viviana BDeveloper Michael is easy to work with. He’s knowledgeable without being pushy or acting like he knows everything. I’ve done 3-4 transactions with him, and he’s helped me get a loan every time. He has the best product on the market at an affordable rate and offers excellent service. I referred him to my clients because he can get the job done.
Andrey KReal Estate Investor
Recently Funded
California · Buyer financing
A California purchase. Financed by Quanta.
Quanta provided financing for the buyer's purchase of this California property: a real deal, backed by our team.
- Purchase price
- $780,000
- Financing provided to
- The buyer
Is This a Fit?
We fund
- Fix & flips, heavy rehabs, bridge, ground-up construction and rentals
- Non-owner-occupied single-family, 1–4 unit and multifamily
- First-time and experienced investors
- Individuals, LLCs, corporations and trusts
- Loans from $100,000 to $10 million
We don't fund
- Homes you or your family will live in
- Personal or consumer loans
- Properties outside our 42+ licensed states + DC
Frequently Asked Questions
Do I need experience?
No. We work with first-time flippers and seasoned investors. Your experience can affect your terms, but a strong deal matters most.
What credit score do I need?
Most programs start at 620. Exceptions are possible based on experience, project strength and exit strategy.
What fees should I expect?
Typically an origination fee, underwriting fee, appraisal and draw inspection fees. Your quote itemizes them before you commit to anything.
How do rehab draws work?
You complete a stage of work, an inspector verifies it, and we release the funds for that stage. We set the draw schedule around your project milestones.
Can I refinance into a rental loan after the rehab?
Yes. Many investors move into a long-term DSCR rental loan once the property is stabilized.
Which states do you lend in?
We're licensed in 42+ states plus D.C. Availability varies by state and loan program. Call (714) 696-6915 to confirm availability for your property.