Privacy Policy
May 28, 2024
Introduction
We are committed to respecting privacy and recognize the need for appropriate protection and management of any Personal Information shared with us as part of using our Platform. "Personal Information" means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. Personal Information does not include publicly available information from government records or de-identified or aggregated consumer information. We may collect Personal Information from you directly through web-forms or indirectly through documents you upload containing Personal Information. When we combine Personal Information with other non-identifying information, we treat the combined information as Personal Information. You may choose whether to provide Personal Information in connection with using our Platform. If you choose not to provide the Personal Information we request, you may be unable to access or use certain features, options, programs, products, and services. Our Platform may include third party content and links that collect Personal Information. We do not control these third parties and this Policy does not apply to their privacy practices. Please read the third parties' privacy policies carefully.
Personal Information We Collect
We and our service providers may collect a range of Personal Information, including: - Contact information such as name, email address, phone number, and mailing address - Financial information such as bank account details, credit reports, income, and tax information - Background information such as date of birth, Social Security number, driver's license number, resume details, and asset information - Usage and device information when you visit our Platform, such as browser, operating system, device identifiers, ISP, IP address, and websites visited
Information Collection Methods
We collect information directly from you when you register an account, submit applications, upload documents, or communicate with us. We also collect information passively using tracking tools like cookies, pixels, and web beacons on our Platform and in emails. We may have third parties collect Personal Information this way on our behalf. Additionally, we may receive your information from third-party social media providers if you use their services to interact with our Platform.
Combining Information
We may combine Personal Information collected online with information collected offline, as well as information collected across third-party sites, from other third parties, and across devices.
Information Collected Automatically
We and third parties use cookies and tracking technologies to collect information about users over time on our Platform. You can usually control cookies and tracking through your browser settings, but blocking them may prevent certain features from working properly.
Your Choices
You can opt-out of marketing communications by following the "unsubscribe" instructions in promotional emails. You can also request to limit use of any sensitive personal information by emailing us at contact@quantafinance.com.
How We Use Personal Information
We may use your Personal Information to: - Process applications and perform requested services - Respond to your requests, questions and feedback - Improve our Platform and customize your experience - Conduct marketing, subject to your preferences - Protect our company, Platform and customers - Comply with legal and regulatory requirements
How We Share Personal Information
We may share your Personal Information with: - Service providers that perform business functions on our behalf - Business partners and affiliates for co-sponsored promotions and to provide services - Advertising providers to assist in marketing our brand and Platform - Other companies in the event of a corporate transaction like a merger or acquisition - Law enforcement, government agencies or courts when required by law - Others, with your consent
Data Retention
We retain Personal Information as reasonably necessary to fulfill the purposes described in this Policy and to comply with law.
Data Security
We use reasonable security measures to protect Personal Information, but no data transmission or storage can be guaranteed to be 100% secure.
Children's Privacy
The Platform is not intended for children under 16. We do not knowingly collect Personal Information from children under 16 without parent/guardian consent. Contact us if you believe we have collected information from your child.
Additional Rights for California Residents
California residents may have additional rights to access, delete, correct and opt out of sharing personal information. Contact contact@quantafinance.com to make a request.
Policy Changes
We may change this Policy from time to time. The current version will be posted on our Platform.
Contact Us
For any questions about this Policy, email us at contact@quantafinance.com.
International Data Transfers
Quanta Finance may transfer your Personal Information to countries other than the one in which you live, including to affiliates and service providers. We will take appropriate measures to ensure that any such transfers comply with applicable data protection laws and that your Personal Information remains protected to the standards described in this Policy.
Third-Party Websites and Services
Our Platform may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. Any information you provide to those third parties is subject to their privacy policies, not ours.
"Do Not Track" Signals
Some web browsers have a "Do Not Track" feature. Our Platform currently does not respond to "Do Not Track" browser signals. We may continue to collect information in the manner described in this Policy.
Accuracy and Access to Your Information
We take reasonable steps to ensure that the Personal Information we collect and process is accurate, complete and current. However, we depend on you to provide accurate information and to update it as necessary. You may request access to your Personal Information and request that erroneous or inaccurate Personal Information be updated by contacting us at the email address provided below.
Data Retention and Deletion
We will retain your Personal Information for as long as needed to provide you with the services or as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your Personal Information by contacting us, subject to certain exceptions as provided by law.
Acceptance of this Policy
By using our Platform and services, you signify your acceptance of this Policy. If you do not agree to this Policy, please do not use our Platform or services. Your continued use of the Platform following the posting of changes to this Policy will be deemed your acceptance of those changes.
Cross-Border Data Transfers
Quanta Finance is based in the United States. If you are accessing our Platform from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States laws, please be advised that through your continued use of the Platform, which is governed by U.S. law, you are transferring your Personal Information to the United States and you consent to that transfer.
Data Protection Officer
We have appointed a Data Protection Officer (DPO) who is responsible for overseeing questions in relation to this Policy. If you have any questions about this Policy, including any requests to exercise your legal rights, please contact the DPO at contact@quantafinance.com.
Supervisory Authority
If you are located in the European Economic Area, you have the right to make a complaint at any time to your local supervisory authority for data protection issues. However, we would appreciate the chance to deal with your concerns before you approach the supervisory authority so please contact us in the first instance.
Automated Decision Making
In some instances, our use of your Personal Information may result in automated decisions being taken (including profiling) that legally affect you or similarly significantly affect you. Automated decisions mean that a decision concerning you is made automatically on the basis of a computer determination (using software algorithms), without our human review. We use automated analysis of your information to make loan approval decisions. If you wish to contest an automated decision or request human intervention, please contact us at contact@quantafinance.com.
Severability
If any court or competent authority finds that any provision of this Policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this Policy shall not be affected.
How can you contact us about this?
If you have any questions or concerns please contact us.
