Fix and Flip Loans
Short-term financing for acquiring and renovating residential investment properties.
Lending for Investors, by Investors
Private Lenders for Real Estate Investors
Fast, flexible private lending for fix and flip, heavy rehab, and construction projects nationwide.
- Loans Funded Since 2016
- 6,250+
- Total Originations
- $3.6+ Billion
- Licensed States + DC
- 42+
As of October 2026. Total originations is total principal funded since 2016.
Secure Deals Faster
Flexible Funding, Common Sense Underwriting.
With Quanta Finance, you’ll get approved in as little as 24 hours and close in 5 business days, not weeks.
We provide direct private lending built for investors who need certainty, speed, and execution when timing matters most.
Heavy Rehab Loans
Financing for renovation projects involving substantial structural or scope-related improvements.
Construction Loans
Private lending for new build and ground-up construction projects to maximize your project's potential.
Bridge Loans
Temporary capital designed to address acquisition gaps, transitions, or timing challenges.
Multifamily Loans
Financing solutions for apartment buildings and multifamily investment properties.
Explore Our Loan Programs
How it works
From Details to Closing in Three Steps.
Send us the details
About 3 minutes
Tell us about the property and your plans in the short form.
Get indicative terms
Within 24 hours
A loan specialist reviews the deal and sends terms, with fees itemized.
Close
In as little as 5 business days
Once your documents and appraisal are in. Then draws fund the rehab as work is completed.
24 Hour Approvals, 5-Business-Day Closings
Built for Speed. Designed for Execution.
Quanta Finance is a private lender built exclusively for real estate investors. We fund deals based on property value, deal structure, and timeline: not bank-style constraints.
When great deals hit the market, waiting weeks for underwriting can cost you profit or the opportunity entirely.
Quanta Finance is built for active real estate investors who need:
- Loan approvals in as little as 24 hours so you can secure deals before competitors.
- Closings in as little as 5 business days: fast enough to compete with cash buyers.
- Digital inspections and rapid draws to keep projects on schedule.
- A dedicated rep from start to finish: no handoffs, no delays.
Trusted by Real Estate Investors Nationwide.
Client relationships come first at Quanta Finance. Hear directly from investors about their experience working with us.
I’ve worked with Michael from Quanta Finance multiple times now, and every experience has been outstanding. As a repeat client, I’ve come to truly appreciate their consistency, professionalism, and personalized approach. They’ve made each process smooth, transparent, and efficient, which is why I keep coming back.
Thuy LInvestor Quanta Finance is my favorite lender. Everyone is always available to help, the draw process is the best in the industry, and they really take the time to build a foundation with the individual. I have worked with Tara and Jason on my last five properties, and they've been amazing!
Viviana BDeveloper Michael is easy to work with. He’s knowledgeable without being pushy or acting like he knows everything. I’ve done 3-4 transactions with him, and he’s helped me get a loan every time. He has the best product on the market at an affordable rate and offers excellent service. I referred him to my clients because he can get the job done.
Andrey KReal Estate Investor
Recently Funded
A California purchase. Financed by Quanta.
CaliforniaBuyer financing
Quanta provided financing for the buyer's purchase of this California property: a real deal, backed by our team.
- Purchase price
- $780,000
- Financing provided to
- The buyer
Frequently Asked Questions
Is real estate investment experience required?
Experienced investors are preferred. Newer investors are reviewed case by case, and your experience can affect your terms.
Do you require a minimum credit score for real estate investor loans?
Most programs require a minimum credit score of 640, though exceptions may be made based on borrower experience, project strength, and exit strategy.
What fees should I expect with a private real estate loan?
Typical fees include an origination fee, underwriting fee, appraisal, and draw inspection fees. As a relationship-based lender, we provide full transparency and are happy to walk you through a clear breakdown of all costs up front.
How fast can I close a fix-and-flip or bridge loan?
Our loans can close in as little as 5 business days, depending on deal readiness and documentation. We're known for fast real estate funding that allows our investors to take advantage of time-sensitive opportunities.
Direct Lending. Quick Decisions. Clear Terms.
Ready to Fund Your Next Deal?
Tell us about your next project or submit a quick application today!